Vehicle Personal Contract Purchase(PCP) | Personal Contract Plan Calculation

(Automobile financing calculator)

 PCP Car Finance Calculator

Calculate your monthly PCP loan payment instantly.

PCP Car Loan Calculator
Car Price:
Administration Fee:
Total Costs:0
Cash Deposit:
Part Exchange Value:
Dealer Contribution:
Final Payment / GMFV:
Total Deposits:0
Car Loan Amount:0
Annual Interest Rate (%):
Car Loan Term (months):
Monthly PCP Loan Payment:

PCP Calculation Formulas, Examples

PCP(Personal Contract Purchase) is the frequently used method of automobile financing in the united kingdom and other countries.

PCP is good for those who like to have a reasonably new car on the drive.

PCP deals are based on depreciation, so customers/drivers are required to keep their car in good condition and within an agreed mileage limit.

GMFV is nothing but Guaranteed Minimum Future Value


You could borrow 11,000 over 48 months with 48 monthly , annual interest rate (fixed) 4.66% (including 10.00 Administration fee).

Monthly repayments is 251.86

Total amount repayable will be 12,089.28