Family Budgeting Calculator
This family budget or home budget tool is used for the planning of personal finance.
A budget is an estimate and planning of income and expenditure, and commonly refers to a methodical plan to spend money a certain way.
Budgeting Tips for Your Daily Life :
Saving money with your family does not have to require drastic steps. Instead, small, simple methods can make a big difference for your bottom line.Here is the budgeting tips for your daily life. Plan Your Meals, Shop Smart, Arrange for a Staycation, Invest in Reusable Items , Buy Secondhand , Shop Around , Entertain at Home , Head to the Library , Be Energy Smart / Save Electricity
Here is how to create your monthly budget :
Budget Before the Month Begins , Identify Your Income , Enter Your Fixed Expenses , Enter Your Common Monthly Expenses , Be Month-by-Month Specific , Budget for Your Money Goals , Always Use a Zero-Based Budget
Things to Remember When Making Your Monthly Budget :
1. Keep a Buffer in Your Bank Account
2. Track Your Spending
3. Adjust Your Budget Throughout the Month
4. Save for Large Expenses
5. Use this calculator for accurate budgeting.
United States :
The average annual (spending category) expenses per household in the United States are
Health Care , Apparel and services , Entertainment , Other Expenditures , Food away from home, Personal Insurance and pensions, Housing , Food at home , Cash Contributions , Transportation
You can see the Budget of the U.S. Government and Budget process. Click here.